Saving money is always beneficial in the long run as you have something to fall back on when times are tough. I am referring to a rainy day fund. For those that have not heard of this before, then they don't have any savings. It is the smart thing to do, but that is with money.
Concerning uᴉoɔʇᴉq, it is a different story that I can not discuss about, since I don't have any to save in the first place.
Its good to setup something for emergencies like what youre descrbing..
but I heard bad stories where some people dont have the ability to have self control and dip in it for buy some pointless things.
so basically the emergency fund can backfire if they have some additiction problems.