Is it better to save money in bank or invest it online, in real estate or maybe gold?
Maybe i save it in a bank because you have money if go to invest it no one can say if you have get profit on it or you may lost your money. In a bank has small interest but is safest than to invest it. Anything can bad happen if you invest it. So go in safest way to deposit it in a bank than to invest it. Small profit in a bank but your money keep safe.
You cannot just save all the time because investing is the only way to your success if you want to have a decent and comfortable life in the future. For the rich, it is good if they save because they already have a lot of money but for us who have not achieve the level of the rich people, we need to learn how to invest.
Investment have the
higher potential return compare to your Savings account. But when it says investment
there is a risk that you lose your money but then it depends where you are investing, it's very vast. I wanna invest while I am young so when I get older I have a financial security. It's really important that we think of our future but also important to think of our present because not all our money should be invested, you are living your life so you need some Savings account in case you need it.
You should always look at the risk-reward ratio, not at potential return or risk taken separately. If the risk is higher than reward for some enterprise (i.e. you lose more than gain given the chances of success and failure are approximately the same), it may be not worth trying. The good ratio is considered to be 1:3 (and lower than that), that is, your potential reward (denominator) is three times bigger than your risk (numerator)...
But it is up to you and your personal preferences and priorities which ratio you should stick to