POS is vulnerable, but then again , i dont thing small coins are targeted, thiefs only looks for big buck.

POB i dont have a clue what that its

i were a player of forex of fiat and well the banks plays with your money they make the coin going down and up soo fast  that is hard to stay alive there,i had lost on it around 1000 dollars and get out,at crypto we got big whales but is hard to loose all money you got,at crypto you have the option to win and get more and more bitcoins,soo invest is the best way even buying land, some house ,you will be able to rent it or to sell it always the thing is search for good deals as at crypto....

 Diversification is wise,if you can find good fund,you can invest,dream is find fund like Warren Buffet fund was at the beging

Golden rule is never invest money what you can afforde

Yet another check,analyse before investing

You can ramble all you want on diversing investments, but most wont know enough to do that.

The vast majority would rather just give money to a broker and rely on their experience.

so true,
saving money or investing, having your own risk
depending you choose to dare to invest with greater risk
or save you money with little risk
they have their respective advantages,

because I'm the one who dared to take risks, I choose to invest hahaha
how about you ?

Investment is always a better option as compared to the savings. And at the younger age you can afford to take the risk where you know even if your investment was not a successful decision you start working hard on making money and wont repeat the same mistake in coming future as you cannot afford to take any risk at the older age.

hahaha you know what my age is 63 years, is too old right ?
to dare to take risks should not young age

I think it hurt to invest money in something rather than keep the money. When you put money into something, at most cases, steam can not fail you can not just be a win-win, keep this money, the value of money decreases and you can be a very big loss.

So you are suggesting on keeping money? I think if you know how to invest and get a solid investment I dont think those will hurt you. Like you said if we are keeping on money without doing anything with it the value will decrease and you will suffer more than that. So get a good investment is the best for increasing your value and sure you will get some profit too and one more thing remember to diversify it to lower your risk on losing all of your money

not all investment has been successful and keeping your money not lose its value, In investment you can lose money because of its risk and in saving you can save here in bitcoin just exchange your fiat money into coins then keep it into your wallet now inflation can't affect the value of your money.