I think it's way more profitable to just store your savings into BTC. It's basically saving and investing at the same time. There is such a little chance of BTC decreasing below what it is now in ten years and it's way more likely you will have great profit in 10 years.
According to your example 10 years is a very long time, and rely on the fact that during this time Bitcoin will bring superprofits, it is impractical. Therefore, to be more confident, you need to save one part, and invest the second part. Perhaps in this way it will be possible to compensate for the loss, Although if everything goes well, then nobody will remain in the vat.