Right. I mean how many people know how the engine of their car works?Most of them don't know and will never get it. But they know how to drive it and what is the benefit to it instead of riding a horse.
But everyone needs at least a little bit of knowledge. You don't need to know how the engine works, but you know that there is a thing called 'engine', that it requires a fuel, some maintenance etc.
No one will switch from riding a horse to driving a car without the very basic idea of how the car works.
Same with Bitcoin. Without explaining the concept of decentralisation and P2P network, most would still imagine that Bitcoin is some sort of company that sells 'currency' backed by nothing to the naive.
I would just say "it's a new currency with no banks involved, the money is stored on your phone". Lotta people hate banks.
Sure, good explanation (not quite correct, since wallet on your phone doesn't really contain any currency). But majority would struggle to comprehend that you don't need any bank or other entity to issue and control the currency.