Some virtual cards are cheap. Uquid had cards for 1$ and coinzy for 0.5$ but they do have load fees. Coinzy has 5% variation from live btc/Usd rates. The two subjects you're interested in are obviously different. A mildly expensive card might be worth it depending on your needs. I recommend looking into it on your own.

I forgot about the fees honestly as some of them are not available in the fees pages but Advcash should have a 0.99 USD/EURO for funding E-wallet to the Card . I suggest checking the fees pages for CoinsBank , E-coin.io and Uquid for more details to have an idea but keep in mind that some services have actually some hidden fees.

Uquid has a 1% conversion fee (charged from BitPay rates) plus 1 0.5% (minimum 0.1$) loading fee. Other virtual cards have more complicated fee structures. I suggest you look into it as others have suggested.

You need to create an account with XAPO to see sell rates (rate they'd buy your BTC at). The rate you see at their landing page when you don't have an account is their sell rate (rate they sell BTC at). Same for Wirex, I've written more on this deceptive tactic first used by Wirex here. Cryptopay do the same but at least are more clear about buy/sell rates.

Also, Uquid has a 1% loading fee plus a 0.5% card load fee.

Also, thanks for this. It's hard to calculate such things by hand but I admire your effort. 

Xapo variation from OWN rates for reference:



With Bistamp rates being around $970 at the time, this doesn't seem like 0.6% to me.

Are there any other notable "Online bank" services offering debit cards and bank services (IBAN, SEPA transfers) with the ability to open an account online? I've recently looked into n26 which accepts registrations form several EU countries. There's also Fidor bank for UK and Germany.

Do you think such services are worth tracking and adding into the list? Perhaps I could even start a separate thread.

That's a nice list that I wasn't aware of, thank you!

I'll be looking into those and adding services with debit cards in the above list. 

Move down Quarantine ->> XAPO, and Cryptopay also requests selfie.

Neteller -->> load 3% Skrill