Ok, fine. No referral links. I've been seeing them everywhere, so I didn't think anything of it.
I'll remove them.Because it's not against the rules... Link SPAM is against the rules, not using referral links when someone asks for a service.
But I still don't see how they aren't safe. You're not explaining that one. Feel free to enlighten me...
Lending without collaterals is not safe. There have been numeral scams, involving btcjam, recent one here:
https://bt.irlbtc.com/view/1323658.0Same goes for other lending platforms.
As for the other service you mentioned, don't trust them to keep my money with them, there was an exchange (can't remember its name, right now) but who did what they're doing now, which is, offered interest to their clients who keep coins in that exchange and then later ran away with everyone's coins.
There's been a debate on this :
https://bt.irlbtc.com/view/1280011.0 You can see why many feel its unsafe, because there is no insurance against loss.
So its fine if you trust them but I don't and don't think that services like these should be advised, if you think its safe then you might as well start investing/advising Ponzi sites (You'll find them here
https://bitcointalk.org/index.php?board=207.0).