If you've been trying to get BTC for ages, then how do expect to get it in the next week to pay back this loan?
Have you done any trades with anyone here or on OTC?
Also, are you willing to send a copy of your ID to your lenders?
Bitcoin was not created for loans except through services dedicated to identify the ones that want a loan and get garanties from them.
Someone will come, eventually, and send a copy of a stolen ID, and then what?
Loans WON'T work, and will be a threat until an avanced and specialized company identifies the risks and guarantee the deposits of the lenders (which will be in like 1-2 years maybe 3).