Being a newbie, I am prone being scammed because I don't have experience yet of what is really happening so I invested in HYIPs at first because who wouldn't when you can see that in just a few hours, you can double your investment without doing anything. It's ideal and too good to be true but still I invested in it because I believe that I can still get back what I invested and in just a few days I already accumulated big amount because they are really paying. I became greedy and invested a bigger amount and that's the time they did not pay anymore. That's the time I decided not to invest in HYIPs anymore because it's a net loss for me instead of net profit. I decided to focus on trading because I did have some experience of it and its less risky than investing in HYIPs.