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    Author Topic: Need 100BTC Loan - High Interest Potential, Guaranteed Repayment  (Read 2469 times)

    • cardinalG (OP)
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    January 30, 2013, 04:43:11 PM
     #1
    First off, I would like to say that I understand I am a new member and an unknown commodity on this forum. This will make my loan request get looked over for the most part, and it may even get flamed. However, I can link to my Digital Point account and message from it, on there I have a solid reputation so knowing that may at least make it a little easier to deal with me. I am eager to get this investment going, so talk to me if you are interested in lending but have any questions or concerns.

    What's the investment? I cannot say exactly what I will be investing in, but I can say that the profit margin on each item sold is 50-150%. This amount also depends on what we are buying in with as a bulk purchase for inventory will further the margin. This margin is achieved on items of varying values, with most being in the $xxx range. We should be able to turn over our complete inventory within the first week. If for any reason anything interferes, the inventory is a type of product that we can easily sell back at cost anyway. There are some selling fees involved that would not be recoverable, but I offer a guarantee that you get repaid.

    I can put up to 50BTCs towards this if ever needed. I just had my baby last week so I can't put too much capital into any investments right now. So I need 100BTC to move forward with this investment. If the investment fails, I will repay the loan with monthly payments for 12 months and you will get 25% interest on the amount invested. If the investment succeeds, you will have the chance to re-invest or pull out at the start of every month. I hope to get things going for February 1st.

    - The appeal of this investment is the potential high returns. With such a great margin and an increase in margin as we continue to re-invest, you could easily see a return of 300-500% on your investment within just the first few months.

    I am willing to ID, Facebook, and address verify myself on BTC Jam if you wish to process the loan on there.

    This is just the basics and a way to touch base with members that may have interest. We can discuss everything in clearer detail if you are interested and we can talk by Skype as well if you wish.

    Thank you,
    cardinalG

  • Blazr
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    January 30, 2013, 04:52:13 PM
     #2
    Its not likely that you'll get this loan, we don't lend to strangers here.
    My PGP key: 0x5C34AC7629163393 || Keybase

  • cardinalG (OP)
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    January 30, 2013, 04:53:40 PM
     #3
    I understand that and I go into this with no expectations. It's still better to try in case there is interest. I know what I am investing in will be profitable (very) and I know that I am capable of repaying the loan over a year if anything shall happen.

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    January 30, 2013, 06:38:26 PM
    Last edit: January 30, 2013, 06:52:12 PM by mlawrence
     #4
    How is repayment guaranteed?  I see no details of this in your post.
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  • John (John K.)
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    January 30, 2013, 06:40:10 PM
     #5
    Try making a btc jam account and verify it with all possible avenues first.

  • cardinalG (OP)
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    January 30, 2013, 07:01:32 PM
     #6
    Quote from: mlawrence on January 30, 2013, 06:38:26 PM
    How is repayment guaranteed?  I see no details of this in your post.

    The investment itself has no guarantee. I am taking investors on as partners. Repayment is done after a short grace period and we can determine the repayment terms. If the investment fails for any reason (highly unlikely), the money invested and the interest amount will be repaid monthly out of my own funds. I just cannot put out the full amount up front on my own as I have a baby here and I need to minimize risks. After the investment gets moving and capital grows, there will be a point where I no longer accept re-investments and I will just re-invest with my own capital/profit.

    Details can be discussed further in private.

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    January 30, 2013, 07:38:32 PM
     #7
    Quote from: cardinalG on January 30, 2013, 07:01:32 PM
    Quote from: mlawrence on January 30, 2013, 06:38:26 PM
    How is repayment guaranteed?  I see no details of this in your post.

    The investment itself has no guarantee. I am taking investors on as partners. Repayment is done after a short grace period and we can determine the repayment terms. If the investment fails for any reason (highly unlikely), the money invested and the interest amount will be repaid monthly out of my own funds. I just cannot put out the full amount up front on my own as I have a baby here and I need to minimize risks. After the investment gets moving and capital grows, there will be a point where I no longer accept re-investments and I will just re-invest with my own capital/profit.

    Details can be discussed further in private.

    If you don't actually guarantee the repayment of the funds, you probably should remove the word "Guaranteed" from your thread title.   Undecided
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  • cardinalG (OP)
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    January 30, 2013, 07:44:10 PM
     #8
    Quote from: mlawrence on January 30, 2013, 07:38:32 PM
    Quote from: cardinalG on January 30, 2013, 07:01:32 PM
    Quote from: mlawrence on January 30, 2013, 06:38:26 PM
    How is repayment guaranteed?  I see no details of this in your post.

    The investment itself has no guarantee. I am taking investors on as partners. Repayment is done after a short grace period and we can determine the repayment terms. If the investment fails for any reason (highly unlikely), the money invested and the interest amount will be repaid monthly out of my own funds. I just cannot put out the full amount up front on my own as I have a baby here and I need to minimize risks. After the investment gets moving and capital grows, there will be a point where I no longer accept re-investments and I will just re-invest with my own capital/profit.

    Details can be discussed further in private.

    If you don't actually guarantee the repayment of the funds, you probably should remove the word "Guaranteed" from your thread title.   Undecided

    How is there no guarantee if I claim that I guarantee to repay it?

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    January 30, 2013, 08:00:14 PM
     #9
    Quote from: cardinalG on January 30, 2013, 07:44:10 PM
    How is there no guarantee if I claim that I guarantee to repay it?

    A claim is not a guarantee.  It's just your word, and believe it or not, people don't always keep their word - esp when they have $2,000 they don't want to repay.

    For example, a letter from your HR verifying you are past probation and that your wages will be garnished if you default.  Or a lien on your vehicle until the debt is paid off.  These are actually things that force you to repay, making it more likely you will.

    Unless you are willing to provide an actual guarantee that you will repay, stating it just makes you look like a scammer. 
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  • cardinalG (OP)
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    January 30, 2013, 08:03:12 PM
     #10
    Quote from: mlawrence on January 30, 2013, 08:00:14 PM
    Quote from: cardinalG on January 30, 2013, 07:44:10 PM
    How is there no guarantee if I claim that I guarantee to repay it?

    A claim is not a guarantee.  It's just your word, and believe it or not, people don't always keep their word - esp when they have $2,000 they don't want to repay.

    For example, a letter from your HR verifying you are past probation and that your wages will be garnished if you default.  Or a lien on your vehicle until the debt is paid off.  These are actually things that force you to repay, making it more likely you will.

    Unless you are willing to provide an actual guarantee that you will repay, stating it just makes you look like a scammer. 

    Everyone will automatically approach this as a scam. People will post and pick things out or make outlandish claims. You can have your own views, that's not a problem. I know that I am legit and capable of paying back the loan. Therefore, I can say that it is "guaranteed" because there is no doubt in my mind. Even garnishing of wages is not a guarantee in that sense. What if I were to quit or get fired before defaulting? Of course, collateral would be a more solid example of a 'guarantee' for the loan.

  • KWH
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    January 30, 2013, 08:05:27 PM
     #11
    Quote from: mlawrence on January 30, 2013, 08:00:14 PM
    Quote from: cardinalG on January 30, 2013, 07:44:10 PM
    How is there no guarantee if I claim that I guarantee to repay it?

    A claim is not a guarantee.  It's just your word, and believe it or not, people don't always keep their word - esp when they have $2,000 they don't want to repay.

    For example, a letter from your HR verifying you are past probation and that your wages will be garnished if you default.  Or a lien on your vehicle until the debt is paid off.  These are actually things that force you to repay, making it more likely you will.

    Unless you are willing to provide an actual guarantee that you will repay, stating it just makes you look like a scammer. 

    LARGE returns and SECRET investments are red flags as well. Sounds like a little illegal activity being planned, financed by someone else without risk to OP, but hey, it's guaranteed. That's good enough for me!  Roll Eyes
    When the subject of buying BTC with Paypal comes up, I often remember this: 

    Insanity: doing the same thing over and over again and expecting different results.

    Albert Einstein

  • cardinalG (OP)
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    January 30, 2013, 08:09:45 PM
     #12
    Quote from: KWH on January 30, 2013, 08:05:27 PM
    Quote from: mlawrence on January 30, 2013, 08:00:14 PM
    Quote from: cardinalG on January 30, 2013, 07:44:10 PM
    How is there no guarantee if I claim that I guarantee to repay it?

    A claim is not a guarantee.  It's just your word, and believe it or not, people don't always keep their word - esp when they have $2,000 they don't want to repay.

    For example, a letter from your HR verifying you are past probation and that your wages will be garnished if you default.  Or a lien on your vehicle until the debt is paid off.  These are actually things that force you to repay, making it more likely you will.

    Unless you are willing to provide an actual guarantee that you will repay, stating it just makes you look like a scammer. 

    LARGE returns and SECRET investments are red flags as well. Sounds like a little illegal activity being planned, financed by someone else without risk to OP, but hey, it's guaranteed. That's good enough for me!  Roll Eyes

    Just as to be expected, people are making comments without knowing the details. Assumptions will get you no where in this world, it's the most -ev point of view to take. Why would it make any sense to disclose specific information on my investment plan in public? I said I will disclose more details in private for those that are genuinely interested.

    If anyone wants a collateral, then I will consider a secured loan with a much lower interest rate. I have assets that I can put up if we went this way. Profit sharing would obviously not be an option though.

  • Vod
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    January 30, 2013, 08:10:12 PM
     #13
    Quote from: cardinalG on January 30, 2013, 08:03:12 PM
    Everyone will automatically approach this as a scam. People will post and pick things out or make outlandish claims. You can have your own views, that's not a problem. I know that I am legit and capable of paying back the loan. Therefore, I can say that it is "guaranteed" because there is no doubt in my mind. Even garnishing of wages is not a guarantee in that sense. What if I were to quit or get fired before defaulting? Of course, collateral would be a more solid example of a 'guarantee' for the loan.

    One guy even guaranteed with his soul.  Guess what?  He still ran off with the coins.

    You must think we are all idiots.   Undecided
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  • KWH
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    January 30, 2013, 08:11:02 PM
     #14
    Quote from: cardinalG on January 30, 2013, 08:09:45 PM
    Quote from: KWH on January 30, 2013, 08:05:27 PM
    Quote from: mlawrence on January 30, 2013, 08:00:14 PM
    Quote from: cardinalG on January 30, 2013, 07:44:10 PM
    How is there no guarantee if I claim that I guarantee to repay it?

    A claim is not a guarantee.  It's just your word, and believe it or not, people don't always keep their word - esp when they have $2,000 they don't want to repay.

    For example, a letter from your HR verifying you are past probation and that your wages will be garnished if you default.  Or a lien on your vehicle until the debt is paid off.  These are actually things that force you to repay, making it more likely you will.

    Unless you are willing to provide an actual guarantee that you will repay, stating it just makes you look like a scammer. 

    LARGE returns and SECRET investments are red flags as well. Sounds like a little illegal activity being planned, financed by someone else without risk to OP, but hey, it's guaranteed. That's good enough for me!  Roll Eyes

    Just as to be expected, people are making comments without knowing the details. Assumptions will get you no where in this world, it's the most -ev point of view to take. Why would it make any sense to disclose specific information on my investment plan in public? I said I will disclose more details in private for those that are genuinely interested.

    If anyone wants a collateral, then I will consider a secured loan with a much lower interest rate. I have assets that I can put up if we went this way. Profit sharing would obviously not be an option though.

    If you have collateral, go to a normal bank.
    When the subject of buying BTC with Paypal comes up, I often remember this: 

    Insanity: doing the same thing over and over again and expecting different results.

    Albert Einstein

  • cardinalG (OP)
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    January 30, 2013, 08:12:03 PM
     #15
    Quote from: KWH on January 30, 2013, 08:11:02 PM
    Quote from: cardinalG on January 30, 2013, 08:09:45 PM
    Quote from: KWH on January 30, 2013, 08:05:27 PM
    Quote from: mlawrence on January 30, 2013, 08:00:14 PM
    Quote from: cardinalG on January 30, 2013, 07:44:10 PM
    How is there no guarantee if I claim that I guarantee to repay it?

    A claim is not a guarantee.  It's just your word, and believe it or not, people don't always keep their word - esp when they have $2,000 they don't want to repay.

    For example, a letter from your HR verifying you are past probation and that your wages will be garnished if you default.  Or a lien on your vehicle until the debt is paid off.  These are actually things that force you to repay, making it more likely you will.

    Unless you are willing to provide an actual guarantee that you will repay, stating it just makes you look like a scammer. 

    LARGE returns and SECRET investments are red flags as well. Sounds like a little illegal activity being planned, financed by someone else without risk to OP, but hey, it's guaranteed. That's good enough for me!  Roll Eyes

    Just as to be expected, people are making comments without knowing the details. Assumptions will get you no where in this world, it's the most -ev point of view to take. Why would it make any sense to disclose specific information on my investment plan in public? I said I will disclose more details in private for those that are genuinely interested.

    If anyone wants a collateral, then I will consider a secured loan with a much lower interest rate. I have assets that I can put up if we went this way. Profit sharing would obviously not be an option though.

    If you have collateral, go to a normal bank.

    I doubt a normal bank would take Adsense-earning websites as collateral?

  • KWH
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    January 30, 2013, 08:13:18 PM
     #16
    Quote from: mlawrence on January 30, 2013, 08:10:12 PM
    Quote from: cardinalG on January 30, 2013, 08:03:12 PM
    Everyone will automatically approach this as a scam. People will post and pick things out or make outlandish claims. You can have your own views, that's not a problem. I know that I am legit and capable of paying back the loan. Therefore, I can say that it is "guaranteed" because there is no doubt in my mind. Even garnishing of wages is not a guarantee in that sense. What if I were to quit or get fired before defaulting? Of course, collateral would be a more solid example of a 'guarantee' for the loan.

    One guy even guaranteed with his soul.  Guess what?  He still ran off with the coins.

    You must think we are all idiots.   Undecided


    True story.
    https://bt.irlbtc.com/view/93003.0;topicseen
    When the subject of buying BTC with Paypal comes up, I often remember this: 

    Insanity: doing the same thing over and over again and expecting different results.

    Albert Einstein

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    January 30, 2013, 08:14:30 PM
     #17
    Quote from: cardinalG on January 30, 2013, 08:12:03 PM
    I doubt a normal bank would take Adsense-earning websites as collateral?

    Absolutely wrong.  Assuming you are legit and have a proper business that you make adsense income from, that would be considered collateral.  However, something tells me you get your income "under the table" and nothing about you appears on the books.  That's why you want to trick someone into giving you coins.
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  • cardinalG (OP)
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    January 30, 2013, 08:16:10 PM
     #18
    If anyone has interest in this, please contact me via PM. I have no problem being transparent and will provide more details for serious lenders. I will not be keeping up with back and forth in this thread. One of the hardest things to do is to push someone off of their first impression/opinion. I know there are many scammers out there, but I should not have to automatically defend myself just because of other's choices.

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    January 30, 2013, 08:17:45 PM
     #19
    Quote from: cardinalG on January 30, 2013, 08:16:10 PM
    If anyone has interest in this, please contact me via PM. I have no problem being transparent and will provide more details for serious lenders. I will not be keeping up with back and forth in this thread. One of the hardest things to do is to push someone off of their first impression/opinion. I know there are many scammers out there, but I should not have to automatically defend myself just because of other's choices.

    You have to defend yourself because you put "Guaranteed Repayment" in the title, without actually providing any guarantee.
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    January 30, 2013, 08:19:50 PM
     #20
    Quote from: mlawrence on January 30, 2013, 08:17:45 PM
    Quote from: cardinalG on January 30, 2013, 08:16:10 PM
    If anyone has interest in this, please contact me via PM. I have no problem being transparent and will provide more details for serious lenders. I will not be keeping up with back and forth in this thread. One of the hardest things to do is to push someone off of their first impression/opinion. I know there are many scammers out there, but I should not have to automatically defend myself just because of other's choices.

    You have to defend yourself because you put "Guaranteed Repayment" in the title, without actually providing any guarantee.

    My last response in this thread.

    "Provide a formal assurance or promise, esp. that certain conditions shall be fulfilled relating to a product, service, or transaction."

    Done.

    Guarantee provided.

    Am I lying about the guarantee? That's not something that is black and white. The guarantee is still there, whether you view it as that or not.
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