The development of Stellar coin project is huge. The XLM team should further strengthen technology development and market publicity.

U can use stellarport.io, stellarterm.com for desktop.
And mobile lobstr, interstellar
Take at look at stellar.org u can choose ur wallet

But still nice to see recently Stellar. He, unlike the rest of the coin is behaving well and feeling in the common market. I think we are still waiting for the slides up in the next autumn.

I like wallets that I can use on my PC, I'm not a fan of online wallets, is there any XLM wallet for PC? And exclusively XLM (similar to a qt wallet)?

https://www.stellar.org/lumens/wallets/

Stellarterm is good for PC although I think I liked the earlier version of Foxlet better (before it was called Foxlet?). Unfortunately the Foxlet site listed (http://wallet.stellar.chat/) is down at the moment.

The 104 billion is total supply now, not total supply adjusted for 1% future inflation.  Stellar launched with 100 billion coins total, the extra 4 billion coins coming from previous inflation (so in 10 years total supply will be ~114 billion).  The 18 billion is circulating supply now.  The remaining difference between the 104 billion and the 18 billion is controlled by the nonprofit Stellar Development Foundation.  They will distribute the remaining funds over many years to projects developing the network.

Very promising coin. Especially after it was recognized and resolved in the Islamic financing model. And the countries of the East will use it to transfer funds. So I think a good future is waiting for this coin.

This article sums up XLM development results - How Did Stellar Become The Sixth-Largest Crypto?

https://www.investopedia.com/tech/how-did-stellar-become-sixthlargest-crypto/?utm_campaign=rss_headlines&utm_source=rss_www&utm_medium=referral

Stellar is conducting a Lightning Network (potential with BTC LTC atom swap). The practical application for payment is extremely clear. If Stellar can continue to innovate and build their ecosystem, Stellar will overtake the ripple slowly and slowly by 2020.