Although I am late adopter but still its not too late. I'm excited what bitcoin may offer in the future as there more innovations are coming out. Banks are slowly adapting it, also other financial institutions. Theres a bright future on bitcoin awaiting us

My friend let me tell you something.
Right now Bitcoin is probably having something around 3-5 million users.Compared to world's population this is 0,07...%.
In terms of that I wouldn't see you as a late adopter.
You're still one of the early guys.Maybe not of the one the pioneers but definitely close behind them.