Or just don't use mobile wallets entirely. Has worked for years so far with no problem and also utilizing cold storage.
I do the same, and no problem so far. I open my online wallet on my phone, but I don't download the app. then I use 2 factor authenticator. it's secure enough.
so the point of problem here is mobile wallet, just don't use it, that's simple.
anyway thanks for the warning.
Mobile wallets' only superiority against all the other wallets is that you can carry it whenever wherever and check your balance just as long as you have internet connection.
However, other than the risks provided by OP, phones are vulnerable to hacks like when you're connecting to a wifi from a public area. They can maybe access your phone and steal your funds from your wallet.