If you lose wallet.dat or security text phraze you lose everything.And please dont say that you need to backup your data.Thats bullshit.Everyone can lose file or text.What community think of it?
Please educate yourself on the origin of Bitcoin and the causes for its creation.
In order to create the intended system there can be no "proper recovery system".
If there was such an ability built in then that would defeat the purpose of using Bitcoin/bitcoin.