What % of premine is retained by the Incent team?
A maximum of 12% on top of the tokens created after is retained.
In addition, there is a reserve equal to the amount created - but this is not spent or run down, it is simply used to maintain liquidity and pay customers promptly, since fiat transfers take a while to turn up but we need to transfer Incent immediately at point-of-sale. So it will have little effect except to smooth the market.