It will happen, first bank will occur, and then everyone will try to hack it, to prove, that actual banking system is much better then Bitcoin.

I think bitcoin bank is a good idea. However, if there’s a bank who totally accepts bitcoin as a deposit of their costumer I think they can’t handle it well because bitcoin doesn’t have exact value in market. I hope in the near future there will be a bank who allows bitcoin and many people will save their bitcoin to that bank.

Not. If the Bitcoin bank appears, the Bitcoin identity will disappear. If we wish to trade money through banks as before, we do not use Bitcoin. Bitcoin banking is a bad idea.

I certainly doubt that will happen. The scenario that we currently have with the banks is that if your money gets lost because of them, then they are refunding your money. In some countries, when someone hacked you or when you get scammed by someone or just some "theft" stuff has happened, they are refunding your money as well. But the only reason why they do that is because they have unlimited supply of paper money. Yup, unlimited, they are just printing out all the needed paper money and then that's it. Remember, paper money is nothing but paper that people believe it has value.

Bitcoin, on the other hand, once lost is lost. Let's say that the government's very own bitcoin bank gets hacked, they can't do their magic of making more money. Bitcoin is different. They can't just mine instantly these coins and refund their people.

No! I don’t agree with you. Bitcoins are already doing great without banks. Bitcoins offline and online wallets are great ways to store them safely. Banks will be again in the hands of government which will make bitcoins centralized. Even if banks were made, majority won’t trust them. Bitcoins are personal property. Banks will charge customers heavy taxes.

Bitcoin is a payment system that's why we need to exchange our btc to fiat in order to deposit it to the bank.
I guess at this point the only thing we can consider a bitcoin bank are exchanges, we have a lot of those nowadays and growing
and transactions are smooth so I don't think we need to change anything.

I dont get the idea of bitcoin banks why do we need to have this banks if we already have the wallets we are using it is already serves as a bank to every cryptocurrency holders i guess i need to agree that this is a stupid idead and will just kill people in fees.

Banks were also prone in hacking,everything that are technology operated. As well as bitcoin or alts, say both bank and crytos were risky but at the end of the day I will still choose bitcoin, it's me alone who can have access on it and holding it can make its value rise unlike in banks.

Banks might be prone to hacking but which do you think is more secure, a bank or your computer? I will choose banks over my own computer because we don't really know what's up with our computer. There might be a virus hiding somewhere and when you've created your wallet, maybe it automatically saves private keys or seeds. Who knows? One thing I know is that banks guarantee your money back in case of fraud or a hack.

In bitcoin, it's you alone who has the private key to access it. But if someone finds your private key, then you're done.