That's not a bad idea for anyone who doesn't have holdings in some datacenter, but if there is anyone who has some sort of vested interest in something like that then you're going to be hard pressed to egt them to give up that investment and go look at something else.
Banking datacenters are both a huge money-maker (for the right people) and a money drain, so something like that is taking away a fair amount of jobs and also takes away from expenditures of the bank.
While it might not be a bad idea, I don't think a lot of them have weighed the pros and cons.
Banking experts seem to lack the understanding that a blockchain is essentially just a decentralized database, but I could be wrong with this assumption. based on what I hear from a lot of people though, they think it is some miracle technology that changes everything. It really doesn't.
first of all.. imagine it this way.
no more 900 servers in one building.. but 900 servers scattered over 900 locations.. infact due to distribution it will be 95000 systems. so hardware manufacturers wont lose out. intel/IBM are actually loving it.
secondly less staff is a good thing for banks. they dont care about people. they would be happy to sack people
as for banking experts. they hir developers. and the developers understand it.
the term blockchain is very loose, but does offer many things. bitcoin is 10+ layers deep above blockchain. bankers so far are 4 layers. but compared to their old systems they do see benefits not just about the distribution but the programming ability it opens up that DMS didnt offer and RDMS was limited of.
just dont b surprised on how much they will screw customers into smart contracts in the future