Sounds like a self-description..
of uie-pooie.
#Just noticing.[edited out]
Looking at housing in the US (even though I can't live there, in fact currently I can't even travel there due to a Cuba vacation) I found out about high HOA fees for condos or even mobile homes, that's crazy. Here the only people paying large fees like that live in true luxury flats, I'm talking Trump Tower stuff, not a mobile home...
I doubt that the USA is the ONLY place that has those kinds of locations..
What you seem to be describing would be a type of gated community, and some of the gated communities are designed for seasonal inhabitants that might have mobile homes or they might even have some quasi-permanent homes within the gated community, yet they pay for the lot (and maybe a house is already there or they can put their own house, or just use it as a mobile location with electrical hookups and perhaps plumbing hookups, and the reason for the Home Owners association fees would be for servicing of the various public areas, such as the roads and parks that are within the community, and there likely would be at least one community house (with meeting rooms and party rooms) and perhaps a few community swimming pools, saunas, gyms, public laundries and bathrooms. Security might involve the employment of gate guards and also security cameras. Perhaps some of them have community stores and restaurants within their parameters, too, and some are in better locations than others or more economical than others.
Anyway there is a bit of urgency now in my housing situation, at some point I was ready to use some BTC to buy but that's not the case anymore, I keep the BTC, however I have enough cash/stocks to buy something outright or with a manageable mortgage (down to 3% here in France so not too bad).
With the 3% rates, you are likely referring to an adjustable mortgage, which can become tricky even though I agree that 3% would not be bad if you are able to sustain a mortgage rate like that over several years. That kind of a rate would be even better if it were fixed.
Even if you have a decent amount of BTC right now might not be a great time to get rid of any of them, but from what I recall of your situation, you are not quite at the point that you are done accumulating, yet many of us who have been in bitcoin for a while likely realize that if we have been in bitcoin for a while, then we likely have decent options in regards to shaving off some of our stash from time to time for various expenses that we might have if we believe that there could be circumstances in which we are not quite if we have enough other kinds of our cashflow that we might want to use for such expenses, so in that regard, the BTC price is still 50% above the 200-WMA, so it is not really at bottom prices, even though surely many of us are likely anticipating a wee bit of a bump up in BTC prices from here.,... yet we can never really know about how likely would be the bump up in BTC prices with any level of confidence, so sometimes, if we are not sure about the price direction, there might be some value in terms of selling some BTC, especially if we are confident that we are going to be needing the money in the near-term.
I was thinking, well I'm still thinking, about moving to a cheaper, warmer country, in a seaside place, but that means quitting my job so it's a risky move, in the end I have decided to push that back a few years, I will take vacations instead, visit some countries to pinpoint the destination, maybe even French bits (French Caribbean, French Polynesia, Reunion island, New Caledonia is out with the civil war going on there).
I gather that French is spoken in each of those areas. Are there any English speaking places that you would consider? Or are you less comfortable with English-speaking locations?
So it makes sense to get a house for a few years, I might even keep it after I leave as a pied-à-terre.
Also if BTC goes up as we all want I could quit the job in a couple of years and stay here for a bit to see if I adapt well to not working, maybe go to the local swimming pool every day or something to "simulate" my final destination, go on longer vacations there, before making the move.
It can be quite a bit of work to travel from location to location, and then packing light can feel like there is not enough stuff .. the living out of a suitcase feeling can sometimes be a bit difficult.. while at the same time, there can be adventure in it too..
hey buddy I am going to give you a merit as a bribe to drop price more . I want to buy some dip.
It is not good to be rooting for DOWNity.
#Just saying.It makes you sound like a low coiner, no coiner and/or a trader
**....
Oh Wait......
** Edit: I was considering adding a few more, such as shitcoiner, bitcoin naysayer, and/or fiat worshipper, but I decided not to quite go there, yet.