If you are to understand the new announcement, it was due to people that preventing the price from going up further to the target. Most of them are not compounding but rather dumping it to the market. Reducing the amount of their earning will have a significant impact in the market and also make the minexbank reserves last longer. The only disadvantage that i can think of is, some people are going to pull out their money from MNX as quick as they can if they find 5% not profitable.
In the long term, it will slow down the amount of people using the minexbank unless Minexcoin find another way of marketing their product. What i mean is "Exchange". I'm sure most of the members here came from livecoin and not originally from the ICO and Bounty. There are only few people left that has invested in the ICO like me that are still in for long-term development of Minexcoin.
On the positive side, we just have to wait for the time when Minexcoin have all the instruments(Minexexchange,Minexmarket,Minexplatform). There are many additions with the new roadmap. Forgot all of them but you can google.
As of now, 5.83% for me is enough to compound as i have other sources of income. Minexcoin is just my alternative way of expanding my Riches. More like a Time-Deposit account on a bank.
very good answer.....top...For me, it is now more interesting to park longer term and not necessarily monthly that are still huge interest