IC wallet is an encrypted blockchain based cryptocurrency wallet. The IC Exchange software is integrated with the multi-currency wallet system. Wallet funds are protected via cryptography as well as a multi-signature cold storage which guards market participants’ funds from any external access. All cryptocurrency funds will be automatically managed through the IC Wallet interface. Fiat funds such as Euro or US Dollar can be deposited in the IC Bank and managed manually by the IC Exchange operator or automated through the implementation of payment processing features through the IC Digital Bank interface.

Maximum Security

Multiple layers of security prevent any hacking attempt and ensure that funds always remain safe. The first layer is established through utilizing multiple independent servers. The IC Exchange software is bridged with the IC wallet where all crypto funds will be stored. Recordkeeping procedures will be another layer with continuous reconciliation to prevent hacking from occurring, while maintaining compliance with major regulatory bodies. The client’s assets are further protected by using the IC Digital Bank account to store the fiat currency, and the IC Brokerage account to store the traditional assets. The IC Wallet application will also include a custom dashboard that portrays the total value of all the different assets allocated in the IC Bank (fiat account balances), IC Brokerage (Stocks and commodities portfolios), and cryptocurrency balances.

IC Wallet users who trade crypto against crypto can transfer their assets between IC wallets safely and smoothly on the blockchain through a set of procedures that will verify all legal requirements such as, KYC, AML and multi signature. Crypto traders will be able to trade traditional assets with other individuals (P2P) or through IC Brokerage from markets like NYSE, NASDAQ, CME, etc. As IC Wallets and order requests are entered by the user on IC Exchange, the order matching software will match all the buyers and sellers together depending on the best bid and the best ask orders in order to ensure that the execution of the trade occurs with the best available market price and in an efficient timely manner as the IC Exchange will have an IC Liquidity pool as well as API connections to the top exchanges which will be accessible to all investors.

IC Wallet holders who are wishing to exchange any type of crypto to any type of their preferred fiat currency, are able to do so through requesting the order from the IC Exchange’s platform which will release the order and once completed, directly deposit the fiat fund into the users’ IC Bank. As users enter their wallet address and their trading orders if they are trading crypto/traditional asset pairs, the IC Exchange order book will match the best bid and the best ask orders and connect the users together to complete the transaction, once the order is filled the software will complete the swap and deposit the funds and assets in their respective destination.

The IC Digital Bank is fully integrated and cohesive with the IC Wallet, IC Exchange and IC Brokerage to guarantee the quick and safe movement of funds between clients’ bank accounts. Traditional assets are stored in the IC Brokerage account, fiat will be stored in the IC Bank and cryptocurrencies will be stored in the IC Wallet.

I believe that at the moment it is necessary to invest in ripple cryptocurrencies. It has not yet shown its full potential in the market and therefore there is room for growth.

In my opinion, the best cryptocurrency we can invest this year is Bitcoin, Stellar, and Monero. Bitcoin is the king of all crypto, it controls the wall, I believe Bitcoin will end this year more than $ 20,000. Stellar is a new star in the market, it has impressive growth. Monero offers perfect privacy for the user, all transactions with this altcoin are completely anonymous, no third party can find the sender and recipient information.

oyster pearl (PRL)
colx
sonm

All privacy coins are great investment, I suggest you go for the ones with low market cap like ONION, XSPEC, SUMO and others.

You can take a bit of your time to look at Monero, it's a good token. But if you're want something for sure, just come up with ethereum, bitcoin cash or litecoin. I can't guarantee you, but historically they're proved to be good token.

No one can predict which coin will grow well, so keep holding until the market grows, sell them, maybe only in the short term, the end of this year coin prices will recover.

I think you should still trust those top coins like bitcoin , ethereum etc. when it comes to your investment because if you invest on those coins you have an assurance to earn a good profit when the market bounce back.

At that time, while designing the logistics track and trace solution for our postal client, we had 2 options, to say yes to Big Money or Big Impact. If we had designed a solution with servers and databases, it could have suited a limited use case at a higher cost and possibly at a respectable margin for us. But we chose to make an impact. A low cost solution without servers and databases also without all the heavy blue collar operations, would be suitable for low lying economic regions.
After 1 year of hustle and design marathons, we completed the three major code bases over 20% ERC20 codebase. TIM is hyperlocal, geo-mined and works by proof of belongingness(PoB). These 3 features make TIM superbly scalable, fast and robust.
Low Transaction Cost in Africa
The geo-mining module creates multiple sub network, where each network independently adds and validates the transactions in its geographical area. The network splits into 2 variable sized triangles if the transaction fee and waiting transactions fulfill a pre-defined condition. Similarly, the network merges into nearby zones either fully or partially if waiting transactions reduces. Such a system provides high performance similar to large enterprise cloud based solutions.
Isolated from Remote Incidents
There are special types of dapps on TIM network which are geo-fenced and zero-knowledge proof based, called hyperlocal dapps. Hyperlocal dapps maintain their own blockchain file and only the TIM coin spending is captured in main network without checks unless a conflict occurs. Conflict resolution is managed by zonal nodes and costs the usual zonal transaction fees. In honest hyperlocal dapps, the ideal cost of transaction is zero as well as realtime. This also creates a network where high volumes doesn’t impact global blockchain performance. Such a resiliency creates an internet grade blockchain.
Clean and green planet
The proof of belongingness(PoB) is the work-horse for block creation by nodes. The PoB is an improvement over PoS(proof of stake) and PoW(proof of work), so that there is no hogging of ownership by select few and also not as polluting like PoW energy guzzlers. PoB works by geo-location where certain large number of apps act as trusted source of location. And these large swarm of trusted truth source authenticating any node which wants to add a block in its region. This creates resiliency and also a high performance environment. The opportunity to add block also becomes available to a larger number of newer nodes.
Role of the Impact Fund
TIM blockchain requires only 5 TIM Coins as stake for nodes interested in creating new block. This is an extra protection mechanism where malicious nodes would loose stake for attacking the network. The staking of 5 coins is low and inclusive for democratic participation. The fund will distribute tokens to entrepreneurs in under-developed and backward regions like Africa and Asia, etc.
The new face of Africa
Exchange of information is already getting enabled in remote parts of the world. An economic media for exchange of value will unlock huge potential of Africa. Easy banking services and commerce are quick wins. Further integration into global economy will aid in uplifting of poverty, health and sanitation.

INGOT Coin, pioneer of the revolutionary Ecosystem that will link the crypto market with the traditional financial industry, will be offering a specialized shop for the purpose of assisting blockchain projects to issue their ICOs. The Accelerator will offer professional services for supporting ICOs creation through collaboration with advisors, law firms, and specialized marketing companies until the ICOs are listed on the exchange. The following are the services that will be offered by the Accelerator.
ICO Feasibility Studies and Financial Plans
The financial advisory function will translate ICO seekers’ ideas into a financial model, combining assumptions, factors, and growth rates to reflect a financial vision bearing in mind both relative and relevant financial ratios and figures such as NPV, IRR, ROI.
ICO Concept and Strategy
A rating process will be undertaken for the team, terms, conditions, token, and the underlying concept of the proposed ICO. A comprehensive advisory service will be provided to the proposed ICO in terms of initial offering, layers and brackets. Whitepaper drafting service will be provided, starting from the abstract and ending with the legal wording and jurisdiction coverage.
INGOT Coin will provide an extensive look into the roadmap of the proposed project as a whole in order to make sure that the milestones presented in the whitepaper are SMART (Specific, Measurable, Attainable, Relevant, Timely), achievable, and transparent. Website undertaking includes but is not limited to building the underlying technology, designing, and content customization. IC ICO Accelerator will produce a website that highlights the whitepaper, its concept, and the team behind it. An efficient token distribution strategy blueprint will be drawn and customized based on the nature, need, specification, and industry complexity of each ICO proposed.
INGOT Coin’s community reach is vast and extensive, offering a wide range of advisors’ and investors’ outreach for both pre-ICOs and ICOs, as well as business experts. With an ever-growing investor database, coordination of potential investors will provide bigger opportunities for Seed, Angel, and VC funding.
ICO Legal and Compliance Advisory Services
Full coordination with a professional panel of local and international attorneys covering a vast range of industries in order for them to provide tailored legal frameworks based on the proposed ICO needs. Legal coverage and definitions for pivotal legal pillars will be provided, including funding options, token functions, and fund collection. Full compliance guidance for the KYC, AML, and terms and conditions.
ICO Rating Agency
This will be an internationally recognized rating agency that will issue a label to guarantee investors team quality, projects and financial projections for the proposed ICO. It will also provide a complete analysis of the proposed ICO starting with the model, team, advisors, legal framework and offer an extensive final report which includes a one-day and one-on-one consulting sessions.
ICO Marketing and Public Relations
The main success factor for any ICO is a global reach. The Accelerator will provide the following solutions:
1)    Unique roadshows.
2)    Specialized bounty programs.
3)    Global conferences.
4)    Brand image and website design.
5)    Articles on crypto websites and blogs.
6)    Social media and marketing campaigns.
INGOT Coin’s Community links together leading international investors with entrepreneurs to share knowledge, ideas and perspective on ICOs. Company executives will be offered the opportunity to meet with international fund managers in person or through webinars and seminars.
Listing on IC Exchange
Finding an available exchange to list your token is no easy task as this might cost high fees and take several months of waiting in order for your token to get listed. Our IC ICO Accelerator services will give you the opportunity to avoid these obstacles and guarantee that your coin will be listed on IC Exchange.
Token Design and Wallet Development
The Accelerator will explore the full extent of the blockchain technology for each potential ICO, conduct full analysis, and provide tokenization and programming solutions.
Our team of technical specialists will provide Smart Contract development, custom token rules, testing and implementation based on technologies such as ERC20, Waves, and OMNI. Token designs will be implemented by nodes on codes and crypto coin designs, along with providing escrow services through secured multi-sig wallets.
Customer Satisfaction
After providing full pre-ICO and ICO services, we will offer you with token trading analysis, liquidity channels, long-term token brand development, digital influence and marketing, strategic guidance and board advisory services, updates, and financial reports when necessary. Furthermore, staying updated in a fast-developing market is challenging as this is something that requires constant updates and vigilance. A team of experienced professionals will provide guidance to investors through news deeds and market intelligence analysis of the crypto market.