If the bitcoins were lost for some reason, no one will find them. They completely disappear from circulation. This is the essence of the digital currency. Therefore, it is necessary to reconcile that many bitcoins will disappear forever, if someone has forgotten the password from his mobile wallet or for other reasons has ceased to have access to it.
I agree that these are permanently lost coins. I think what will happen is that there will constantly be Bitcoins lost every year because of lost private keys, forgotten wallets, or just someone dies and no one knows they had Bitcoins. Or someone does and family members don't know how to access the Bitcoins.
What will happen is that at some point, there will be more Bitcoins lost every year than Bitcoins mined every year. This is because the number of Bitcoins mined will constantly be dropping while the number lost will increase.