Is the credit risk algorithm already done? And more importantly is it proven? Can we see stats that it works, since it seems that this is a key feature of their product.
Is it possible for the devs to make a blog or youtube video about how the algorithm works? I am not technical enough to read a code of it.

Actually team and website looking good but no matter how i tried to read whitepaper, i couldn't understand most of it.

That would be pefrect to make an alternate whitepaper for us, who can't really understand all that technical subjects but still want to learn and maybe participate the ico.

Project looks interesting and it was only a matter of time till someone brings the benefits of the blockchain in use. I'm just not 100% sure why a PPP token is needed. Wouldn't it be possible to access the PayPie platform by just paying for it (with BTC for example)?

same here but  i think this is a good sign this means they have a qualified team and thought about their project not like some other   ico's where i read it: and i'm like wth? not because i can't understand but because of wtf why or just lol

Might want to link straight to the videos. Otherwise, very good content. You did a good job explaining this (to me complex) concept.

 I can't comment on the expertise of the Fizcal team and I couldn’t find a whitepaper on their website, but most of the core accounting framework that they are planning to build in 2018 has already been built byPayPie and is currently being used by thousands of businesses in SlickPie. Building an accounting platform that feeds trust and transparency to the market is a huge endeavour that demands tested and experienced teams to undertake, so I’m sure you can draw some good conclusions through comparisons.

If they will be doing great job then more and more companies will be recommending them to their trusted customer and partners. Word of a mouth always has been the best advertisement 

When PAYPIE's platform rolls out, entities that extensively use financial data such as auditing firms, banks, etc would realize the beauty of PAYPIE's platform that will cater to their demand in a very efficient and effective way.

PPP tokens will be required to interact with the smart contracts on which the PayPie platform will be built. PPP Token is the utility token which provides access to the PayPie platform for certain transactions and services. Each PPP Token grants the holder the right to access certain services including the purchase of invoices and access to credit histories of SMEs.

By the way, a fun read is get a better grasp of what paypie is trying to accomplish is the Momentum accounting and triple-entry bookkeeping by Yuji Ijiri. Anyone interested in block chain should give it a read at least once