Great question! How about escrow or something securing at least some of investors money, why do they need everything because without Bank license there's nothing and the tokens will be worthless.

Bankera is a spin-off of SpectroCoin, which is a wallet and exchange.

Problems:

1. SpectroCoin has an opaque fee structure. Particularly, they are not transparent of their exchange fee. After using their exchange service, I calculated over 4%. Which matches the statements in this 2014 CoinDesk article
https://www.coindesk.com/spectrocoin-launches-bitcoin-cash-service-25-countries/
Such a fee is terribly exhilarating.
The card mechanism and charges are not clear either. You need to get in touch with their incompetent support to get some information.

2. Banking is science, notably nowadays when compliance and regulation adherence are filled with intricacies, and fees are numerous and sophisticated. Their support is simply unable to assist. Their agents are oftentimes off-topic, they are slow, their contents are poor. As soon as the matter gets complicated, they just don't know how to help. They are bored and unmotivated.

Since Bankera is directly related to or identifies with SpectroCoin, then these problems should raise some serious perplexities.

I know its a fact that becoming a licensed bank, it requires a lot of big work.
Because if you receive a banking license in one european state that license can be used in all of them.
Therefore it will be very difficult to aquire one, all those regulation makes it almost impossible.
Thats why we are in bitcoin and crypto at the first place, arent we?

All stock companys are doing that any other ico is not doing that.You dont have to invest

The tokens will be available to withdraw to your address at the end of the ICO process.

Dude, this is crypto Wild West. It is all a gamble. If we wanted guarantees, we would be chasing government bonds.

How to buy BNK ICO ?

Hello,

Today the 2,200,000,000th Bankera token was bought. This means, that soon only less than 10% of Bankera pre-ICO tokens will be left for sale. This happened following the first net transactional revenue share pay out to Bankera token holders on Tuesday, as Bankera has decided to payout whole 100% of net transactional revenue to Bankera holders, the annualized rate of return was 22.51%.

 

Nearly 10,000 people have already contributed to Bankera's pre-ICO. Do not miss a chance to participate in the pre-ICO as it is expected to end soon. Get your Banker at SpectroCoin.

Solid project. I invested a little bit in it.

Thanks. I already bought more than 10 K BNK now. seems this project will gain huge success and ICO will end soon not pre-ico only.