-IMHO- what's the easiest to pay today online?
Bank transfer? Slow or pricey, cumbersome. VISA? pricey, cumbersome, risky.
PAYPAL. There, you have a middleman who makes things safe for you (for a fee of course), that can already be fed from your bank account or your VISA, can be easily updated to support any crypto.
This is why it doesn't matter (except for those who don't wanna declare their earnings) how long it takes for a transfer to be processed.
Would you really sell something through ebay to a guy paying in Bitcoins? You have zero safety, that's what Paypal is for.
If you hide your money, then yes transfer times & costs matter. But if you prefer your money to have your name on it, you want insurance & safety, you won't pay directly in BTC.
As for buying your daily bread, here too there are middlemen which you credit in larger chunks, who will allow you to pay little things instantly.
I think of these middlemen as hardware drivers, it doesn't really matter which source they feed from, and it can be anything.
I agree that PayPal is nice and easy. I like it and use it often. But here where I am, bank transfer, credit card and Mobil pay is neither slow, pricy, nor cumbersome. All the opposite in fact.
Bitcoin technology has no chance to replace the digital delivering method of paper money, namely credit card and mobile pay, at least here in the Nordic countries. It is too slow and to expensive (fee). If you want to rival the speed and ease of these two payment methods, the crypto technology needs entirely new thinking. Traditional block chain technology is fully unsuited for minor daily business.
Should I wait in a shop, to buy two cokes via bitcoin, for some miner to include my transaction,
and pay double because of fee
. Narr I dont think so. Ill sweep it in 1.sec via wireless credit card or mobile pay.
60% of all money transactions in Denmark in 2015 were via credit card or mobile pay.
