I would like to ask something very fundamental: how does it work with the savings platform? Do I transfer money to Peculium and they put the money in cryptocurrencies for me? Or do I already pay with cryptocurrencies and Peculium then deals with them? and AIEVE then selects the best investment opportunities. Does she apply equally to all customers or will there be differences? Can I choose more riskier or more conservative investment methods? or is it all completely different?
If I've understood this right, the savings platform will be a Smart Contract managed by AIEVE so I think you'll send there ETH or tokens (like when you send funds to etherdelta), AIEVE will do its work and after some period of time you'll be able to reap the benefits somehow. Abusing again the analogy, like when you withdraw from etherdelta. And of course, if you hold PCL, you'll be able to get a cut too.
But I may have grasp this completely wrong...