I think Crypto is not possible to replace banks, because Crypto is not an institution, or an organization like banking, it does not have rules in writing, even the identities of its users cannot be traced, so how can Crypto replace banks which in reality are full of government regulations and controls but I hope Crypto and banking can complement each other's weaknesses
bitcoin can be very well used by banks as a means of investment and as a means of hedging. gaining momentum futures and perhaps the future of the funds that can be used by banks.