What is the relevance, exactly?
(1) Everyone gets hacked, so no special problem for bitcoins?
or
(2) In Citi, your accounts are 100% guaranteed if you are hacked and they eat the loss, whereas in BTC, your only guarantee is being flogged in the forums if you admit what happened?
1.) Yeah, pretty much. Most users on the internet are barely able to breathe and digest properly - much less maintain a system effectively against incursions.
2.) If you have BTC taken from you, and the FIRST thing you do is post here --- I have to ask, are these users completely retarded? Who the hell does that? Drama queens? Liars? Fix the problem and move on, you know, like an adult. Don't come whining here expecting a big forum-hug.
(1) is true: everybody gets hacked. But the risk distribution between traditional banking and bitcoin are totally different.
In traditional banking, when accounts are compromised, hackers win, banks lose, standard consumers don't win or lose anything: they remain as before and don't have to worry about it.
In the bitcoin economy, when accounts are compromised, hackers win, standard consumers users lose, and banks are unchanged.
To me, that is the story. The average Citi customer doesn't have to fight off the global collective IQ of the hacker community. Citi bears that risk for them. But they do have that job if they use bitcoins.
The gratuitous insults from the Aspy-types here are just icing on the cake. Thankfully, not eveyone here is so callous.
(Full disclosure: I have yet to lose any BTC, but I do empathize with the posters here who've lost absurd sums of money to hackers.)
