Hello. I don't quite understand, how the system works during time "when you do not need money". How it will help to attract borrowers?
As I understand, it will be something like a loan limit. So, you may be sure, that in case of need, you will get a loan.
In fact u are struggling to understand elementary stuff. What is being discussed here is well over ur head. Better go trade wild salmon at a local marketplace. I havent dived deep into details and nuances of the subject but I already see that the the debility network is about to set a new low and crash hard. This is the wild west of investing and u have no place here, this is the truth u fail to notice.