I saw Frank on the babb app with a 5 star rating and 100 successful p2p fiat/bax transactions wouldn't you feel safe meeting Frank at the local coffee shop ? I know I would. And we're not talking $25,000 here obviously

They are both Bancor addresses.  You can inspect them yourself with EtherScan.  They are smart contracts used for converting tokens, named: BancorConverter and BancorQuickConverter
Learn from this. Dont make assumptions and assertions before you've done some real research.  Anyone can look at this information on Etherscan.
 It should be easier if you ask the question on the Bancor telegram

Either way society is trending towards major acceptance of cashless transactions being the dominant way of transferring value, which BABB will obviously excel at!

I have bought in its early days and just taking care of those. My strategy on long term projects is to buy what you can hold without need of tocuh them to liquidate. Overall I expect sometimes small increases in price after updates in normal market conditions. If bull run returns that will push every single markets else we have to wait for significant levels development.

Of course not enough exchanges after the ICO. At the same time I agree with the team that it is necessary to build your project, and then go to large exchanges

When is BABB planned to get a banking license? Basically, what is the timeframe for the banking license application and how long does it take to know the outcome of such application?

I work for Shell. And have been working many times on significant ventures. And trust me by the time you do diligence including working with major banks like Merrill Lynch to sign of on deals takes a hell of a lot more than 11 by the time you have legal, commercial etc involved.

Banks that transact using the blockhain system are very good, safe, easy and fast process. If all the legality is settled and can be run systeam it immediately, official business like this would be a great success.

Babb cannot be complacent for it people supporting it that’s why I’m sharing knowledge is power how datarious website is set up the information quality of videos Babb needs to stand up and look is all I’m saying and it wasn’t a race but it is now