Well, Block Chain Technology mainly aims to solve Problems related to finance. The Team of Swapy Network aim to create a One Universal Access to Credit System/Network to aid financial inclusion and provide a credit opportunity to boost their financial power and standard of living of people especially underprivileged people
That's right meaamir86, Swapy believe they can achieve Universal Access to Credit through three applications.
The first is the Swapy Exchange, which aims to connect smart money to emerging economies. It will introduce international investors from countries where the interest rates are comparatively low to credit companies in countries where the interest rates are comparatively high, providing better returns to the investors and lower cost capital for the credit companies.
The second is Swapy Financial ID, which aims to empower people, giving them a financial identity that has the purpose to be valid anywhere in the world.
And the third is Swapy Data Market, which aims to transform users' nancial data into self-determined value through a token-based system. This suite of decentralized applications will allow the individuals to hold their own data and to choose how many tokens they receive in exchange for it, and when, and with whom they want to share.
Together these three applications tackle several issues which have made Universal Access to Credit not yet possible.