I think you've answered your own question.
Thanks for the link to the video. I lost my belief in this project after watching video. How did they reach hardcap?
One thing that we have heard, is that Credits is afraid of making all of their code public. I agree that the prototype is important, but what if they really have something special, and are afraid to show it? Proof of concept can be a doubled edged sword, but I appreciate your candid assessment of that. We need more developper input, before we invest. Is there a more professional assessment of some of these prototypes, available somewhere, who can verify what you're saying, for example? Thanks again for the excellent FUD.

The crowdsale was fun, and since I live in the U.S., I was ecstatic to get a few Eth in, at the last minute .... but I do wonder if perhaps that mess was contrived a bit. lol Smart if it was, actually. Make them beg for it .... and we certainly did.