As long as you still have your seed, everything is fine:

https://doc.satoshilabs.com/trezor-user/recovery.html

https://ledger.zendesk.com/hc/en-us/articles/115005161445-What-if-I-lose-my-Ledger-Wallet-

If u you have your seed code then no to worry ,you can buy new one and restore your account easily.
In case you lost your seed code too so no option behind recover account.

Well, I have what you say a contingency plan in cases like these happens which you should never hold all of your bitcoin in your wallet one should sell some and save some not store all because you have to think all of the worst-case scenarios and worst thing that could eventually happen or occurred. Also, the first you should is select the best and most trusted wallet out there and never forgot your pin code or password.

This is actually what is nice with hardware wallets...anybody can still recover as long as one has kept the passphrase serving as the key to the account. Of course, if one has lost the passphrase then there is nothing we can do about it. The best thing to do is to print the passphrase and have copies in secured places away from scammer and hackers as well as family members or friends who might use it for their own evil purpose.

I don't think you are providing OP with the information he needs and just asking question that is not necessary, I have seen that all have provided some ways in regaining your coins when your Hardware wallet had been damage, lost, or stolen that is thanks to the passphrase provided by your wallet this is the most important thing you need, to keep it safe. They are what provides you the ownership of your coins. You must never reveal them, even if it got stolen a thief cannot access your coins, However if this Passphrase are the ones that have lost then your coins are lost forever.

this is a question ..?
  but does not have a word purpose .. what if your wallet is stolen person, what is that mean ..?
it's a mistake for you to keep all the secrets of your personality that should not be known to others. This is very harmful if you lose your wallet ...

Thanks for clarifying. What I'm understanding is that a secure hard copy of the seed phrase is the fundamental action taken to create a recovery method.