Bitcoin was designed to be decentralized and this was a key part of the project and peer to peer (P2P)
with "Virtually free transaction costs" but it would not scale to anything more than seven transactions
per second due to the block size so they are trying to promise that everything will be fixed in six months time using
the super fast lightning network.

See the video, it is not me making things up
https://www.youtube.com/watch?v=UYHFrf5ci_g

Welcome to channels that use hubs and are much the same as banks and is anything but
peer to peer which might offer a bit of a solution if you want to buy a pitza from the same
shop ten times a month and risk your money being stolen but for all other practical uses
this lightning sticking plaster will not solve anything