This is going to come to a surprise to many on here, but at the moment I'd rather have paper (US FIAT) money. It's something that I would be able to actually use in my life with ease, and even though I love crypto and everything I have to be honest about what I think and see.
Plus for the fact that if i was to have bitcoin right now, I'd be paying a very high amount in fees if I wanted to actually end up using this money.
Paper money and cryptourrency both of them are useful at Thier place , at one side bitcoin like cryptourrency are better for passive income and at another side cryptourrency have problems of confirmation of the transaction and can be handle only in online .
Similarly we can take many factors in favour of cryptourrency and in Fiat .
Here no doubt that if we will have cryptourrency then we have better economical life and at another side if we wil have Fiat then that can be use in offline at every place but everywhere we can't use cryptourrency Because only a small population is using bitcoin like things .
But most of the favourable conditions is going with the bitcoin Because with bitcoin our earnings increasing , and if you will ask about the fee system then I don't think that there is anything big Because we have many options to down the fee like to use segwit wallet .