Lately many exchanges have been hacked, so I trust the wallet more. I do not use vpn and I'm completely sure that there are no viruses on the computer, so I trust my wallet more than the stock exchange
I agree! Everyone knows that you own a crypto currency when you own a private key. Thus, when you store money on the exchange they own your money and this is not a reliable way of storage. On the other hand, if you are actively engaged in trade, then it is not convenient to constantly transfer money from your wallet to the stock exchange and vice versa.