I might be wrong but This looks like just the Ncash, is it far better or are there any differences?
I hadn't heard of NCash before, I'll have to look them up. All I would say is check out the whitepaper to see what how the project will work and what the plans are on the roadmap. They've also had meeting etc with Alibaba affiliates so maybe a huge partnership is waiting in the wings.
I followed Ncash progress one time but seem to have checked them out really long time ago... I think they have almost same concept as Vanig, their reward system as well as their ecosystem is around their token, they deal on retail as well but don't really know what distinguish both projects