I saw in white paper your scheme of insurance of the transaction by guarantors and Ive already come up with the idea how to cheat in this scheme and gain money =D. Check this out - me and my friend, we are making a huge deal, people bet on this deal, we are poping up with closure of this deal and grab guarantors money!
Well done =) but there is a condition - youre supposed to have high rating, only in this case guarantors will bet on this deal (they want to be sure that everything is clear). It means that you have to pass over lots of successful transactions before