This is the best marketing strategy of the banks can do.  To offer or add their service on the crypto. If they do this, I think banks have a chance to grow and develop the client needs. And the government can have control or can track the person behind the crypto wallet. So, they can add an income tax to those people earn a massive amount of profits on the crypto. In the end. Some country doesn’t have to illegal the bitcoin or even the top 10 coins on the crypto.

I do agree that banks will offer Bitcoin deposits in the future; and if this thing will happen, the interest will be that high; it will just be normal like fiat money.

Well it could depend on the bank institution if they are going to approve with the use of bitcoin as another kind of investment that will add up with their offer. But in my opinion these banks will never accept bitcoin because bitcoin is not yet fully accepted by the government and it will compromise on their rules and regulations signed up with them and submitted to the government agency concern. And for sure bitcoin is not stated on that agreement hence bitcoin will not be introduced by most of the banks. Realtalk!

I think They might attract those kind of investors by saying that their bitcoin will be safe in their hands. We know how banks do well in making money.
I like to deposit my fiat to the bank and they make money with it but if its bitcoin. I do not think I will take advantage of this service but there is a chance that it will come and they will target the investors bitcoin holders who do not really understand what bitcoin, be your own bank.

I believe that yes one day most if not all banks will offer this service and this is because I believe one of them will offer the service. At first it may look gimmicky or as a novelty but after a while banks will realize we acquire more customers this way, why not do it? As long as it is profitable for them to do (with fractional reserve lending it always is) they will do it.

They are working on it now, that's why you can buy bitcoin with you credit card. In near future we will have more than that!

Well I don't think so. You may forget the one thing that some countries have legalized bitcoin, so it would be fine if later in the bank there would be something like bitcoin deposit. We talk about what if, so what in my mind is how banks will allocate the profits from deposits while bitcoin is something that stability itself, we can't expect.

It seems that you have a good point here, my friend. If we let banks take control of our own Bitcoin, then wouldn't that defeat the whole purpose of cryptocurrencies? Bitcoin was designed to let people gain control over their own money by simply eliminating the middleman. And if we trust another entity over our money, then it would be the same as fiat currency.

Therefore, while the idea of Bitcoin deposits sounds good in the sense that you'll be able to multiply your capital in the future, it has its risks where you could easily lose control of your hard-earned Bitcoin simply because the bank would have the private key under its control. Maybe sometime in the future, we would experience a service where we control the private keys, while we earn interests from our Bitcoin deposits over time. But until that happens, it would be safe to just hold onto our Bitcoin and watch our profits grow as the price rises to the moon.

Banks and bitcoins just can go the same ways in my opinion which is why I think this will be pretty impossible to happen. They have very opposite ideologies, they are like water and oil. Bitcoins push for decentralization and giving back the control to the people while banks pushes for full control and centralization. While there are lots of pros and cons on both banks and bitcoins, I just cannot see a future where both can become one or bitcoin being accepted by a bank(unless bitcoin users agrees to forget the main ideology of bitcoins).

This can also bring big losses to banks. Because if the exchange rate soars very much, then many banks can completely break off(.