absolutely not. people can't be trusted with vanilla passwords to their crappy sites. ain't no way they'll be able to secure their life savings safely. for better or worse most will go with third parties and even if security advances until it's near foolproof, which i don't believe is possible, most will still choose to have their hand held.

We are on the course of civilization that would get us to that point most certainly sooner than we think. The wave of digitization and clamor for more freedom in all facet of life all around the world is a pointer that everyone would one day prefer to own their bank and not being ripped off by a bank.

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