Just read this over at Boom Bust Blog.
I like Reggie. His style is different and even though his website looks crappy, he has made some big calls very early on (Google, Apple, Eurozone banks etc) that have been correct. Hope this trend continues with the btc protocol and its derivative applications.
Im interested to see how it is received.
http://boombustblog.com/blog/item/9194-enter-ultracoin-it-is-to-banks-what-as-peer-to-peer-file-sharing-is-to-the-music-industry