Does the "business" model take into account the operating costs for contracts with banks, the issuance of cards, the payment of employees, etc.?
In the public document, we have posted only a generalized financial model, the fact is that we are forced to balance between openness to communicate with investors, and closeness, so as not to feed our competitors with valuable information. If you are interested in investing in the project and signing the NDA (non-disclosure agreement), we will be able to share this information.