I don't understand at all. But try to understand what was happening. Friends say that ico is a good way to earn.

 We can try. If many people trust this project, then why not invest..

At the moment I am considering several projects. But your banking project is the closest thing I have to my profession.

I think your project will cover 5% of banks, as you plan.. many banks will support your work and will work with you

 Many people think that the ico in 2018 is no longer relevant. I thought so too until I saw this project ) many would agree that it is possible to invest.

 I will try to make money on the affiliate program. I know some people who do that for a living.

Simple and clear service, but something pushes me away. Probably the fact that the project is new and not fully safe.

Is it possible to take or give credit for example in btc, And not the coin of the service?

I think here you can earn only by inverting, not necessarily become a lender and use the service.