Neluns is a great platform, in my opinion. First, the developers correctly noticed the problems of the modern finance system and the formation of such a platform can not only solve these problems, but also modernize the system as a whole.
I completely agree with you. Moreover, problems in this area really exist. And Neluns, in combination with several components, will create completely new conditions for the development of a cryptocurrency market and will attract new participants and new capital.
by several components, as far as I understand, you mean a bank with an official license, an innovative cryptocurrency exchange and an insurance company? But after all, the banks license will be obtained only in January of next year, and in this case 2 months is quite a significant period.