I heard the news, that banks are afraid of bitcoin and can replace banks, because the excess of bitcoin is much compared to local banks
No, this is completely untrue. Banks are not at all threatened by bitcoin, bitcoin is unable to replace banks, since it does not have the appropriate functions. Therefore, banks there is nothing to be afraid of bitcoins and other decentralized crypto currency. Banks will exist in any state, since they have actually become a part of it, serving the country's economy and state structures.
Bankers of the Crypto-currency are partially deprived of profit due to some loss of their customers, but banks and the banking system have nothing to fear.