I made a coulple of SWIFT transfers myself, so I know what you are talking about. The transfer didn't proceed at all on weekends, so it took days to send money to a friend. The and fees were quite significant as well. For 400 EUR I had to pay like 10 EUR fee or something. Blockchain is definitely a lot better for such cases with the fee being less than a dollar and the transaction being confirmed in a matterof minutes. However, many people say that blockchain is not apt for big amounts of small transactions (a supermarket is a good example). Minutes in not the time people in the queue will wait. I think that transactions are mostly getting confirmed anyway, so there could be an intermediary who will take the risks of accepting transaction before it proceeded.

How the future is uncertain for us, but we now believe that the blockchain believes that crytpo is because of our good expectations for the future, but the future may not be as we imagined,  crypto may not be as good as we once thought， it’s important that we believe it now.
I am too lazy to guess how the future of crypto is, I can't guess, but at least I believe it now.

now what someone chooses is the ease of doing transactions regardless of time, and maybe crypto can be a solution if the bank still sets a day off every week for this transaction can be one of the best moments if in the future crypto can be used as one of the moments for that

Yeah, that's why I think bitcoin or blockchain will be the future, of course it's easy to get carried away by negativity at such a dark time, but you have to remember why we're here, the intention has always been to try to replace the current financial system, which is quite obsolete.

There are many thing that could happen in the future especially in cryptocurrency. Its hard to depend our future in cryptocurrency simply because we do not know if cryptocurrency will last forever. But, if we keep on developing it there is a big chance that we could have wonderful future and by the help of cryptocurrency we do not need to bring more money because cryptocurrency will become legal money in the future.

yes, in the 21st century we need a currency that has many benefits and has many features, and of course, with the purpose to facilitate our transactions become easy, safety, and simple.

if crypto does not replace fiat currency, then at least crypto can be used for our lives.

I think crypto can be an asset for us in the future because cryptoc can provide many benefits for us so there is no harm in hoping for crypto for our future success. Many people have proven the success of crypto, so as long as we intend and want to learn, success is in front of our eyes.

fiat also prefers to cooperate with cryptocurrencies that have slow and low volatility, but have good prospects in the future, such as XRP.

many governments consider that BTC has a volatility that is difficult to control, so BTC is not a good choice for them, and they prefer to attack.

Let's give it some time to evolve and develop for now. A lot of things can happen in a year but one thing is for sure and that is an evolution of the system what we have today. Change is inevitable and growth is optional.