again many will answer different things, the bitcoin cult with its agenda to enslave the entire world to their corrupt index (coinmarketcap) will of course tell you to hold, but i personally dont think you will get out a millionaire with lambos, as you hoped to.

nevertheless there is some hope,

about your morgage as the potential us dollar collapse will free you from your debt.

as there will be a bloodbath in the stock markets, bitcoin is trash, and the current corrupt cryptoindex is trash es well but crypto will ultimate continue to evolve.

regards

Well this is a tough one. The OP is not the first to do what he did. Famously
there was a guy in The Netherlands who sold everything for bitcoin last year
I think.

Ethereum in my mind is under pressure from competitors so im not sure
about its future. I am sure about Bitcoins future though so I would advise
trading half of that ETH into BTC and look to the future, which could be
another year or two. But hold some ETH just in case.

Thats just my opinion, its worth nothing really and there will be a lot of
different suggestions and advice to follow.

You need to talk to your wife and dont do anything crazy.

It's not that you are a loser. The fact is that you did a terribly stupid act. A loser, this is when you do everything right, but circumstances that do not depend on you are not in your favor. And I can't even imagine how it was possible to mortgage a house and invest money in a cryptocurrency. This is a very, very risky event. I sympathize with you, but luck has nothing to do with it. You have done a very stupid act, and I hope that cryptocurrency will soon start to grow, so that you stay with your home.

I have just one advice for you and that advice is in a single word. I know you may not like it but I feel it should be your best bet looking at the current state of the market.  HODL!

I am very surprised that the bank allowed you to mortgage your house without your wife's consent. Regardless of whos name on the title, the wife needs consent.

I hope this is not a true story, if it is you are screwed (No offense intended, just pointing it out). About your wife, I would let her know as soon as possible and let her participate in your next move.

I feel for you. I really do. At the apex of the hype, I had the impulse to do it. Fortunately, I stayed the course. There's an adage that I found accurate, which is be greedy when others are fearful, and fearful when other's are greedy.

Best of luck to you.

Its unfortunate the situation you have found yourself. You have violated the golden rule of investing in crypto currency which is never to invest amount you cannot afford to lose which is the case here. You probably came in with the intention that buying would multiply your income and make excessive profit for the family.

Now it has happen, the next is the way forward which is for one, you have to tell her what is the situation and explain to her the best way possible. Make her understand your intentions for putting money into crypto currency after which you have to work on getting out of the mess without which you are ready for a huge problem.

Ask everybody on this forum that say's "HODL" to send you a $10k check usd-fiat, pay off your mtg, dump you eth, and stay away from the crypto-crimininal enterprise.

ETH is a dog, buterin was a man-child, when he wrote it, and he's already cashed out and done, ETH like all shit-coins, including btc are heading fast towards zero.

bro, kindly exercise patience as i am an ardent believer in both ETH and bitcoin (they don't have competitors).
But you should realize that you oughtn't buy cryptocurrencies using your house as collateral NOT advisable.
Especially, bearing in mind that the value of all cryptocurrencies are volatile.

Your like the only BOT here telling the truth? Why is this??

IMHO this story probably not true, but people like these kinds of story's, whether they be true or not, and what's most interesting is NOBODY has came out and said "SELL, RUN"

You got 99% here, that don't even read, they're talking about BTC, and the OP is talking about ETH, which leads me to believe these are just bots triggering on a sad crypto story,

Most likely the exchanges are paying bots to post "HODL" story's, so no matter how bad your loss your still supposed to HODL, cuz they ( exchanges ) told you so,

YES, STUPID crypto's are a dice roll 50/50 even or odd, you bet all on a roll and you lose all, its called 'gamblers ruin', if this story is true, most likely the OP is  a compulsive gambler ( or village idiot ), especially the part about the house being free&clear, these kinds of people (gamblers) are always in debt to their nose, ... me smells much bs in this post.

Village Idiots don't live  in free&clear houses, and if they do, their custodians don't let them hold title so they can be swindled.

Lastly, who tells you ETH will go up? This is a shit-con, and the TECH of ETH sucks, its much worse than bitcoin in terms of inability to scale, and its internal programming language is a dog, ETH is what you expect of a high-school genius to write software and get rich, now that BUTERIN is an adult, maybe he can start from scratch and create ETH-2.0 that has a future? No matter what these professional LIARS tell you high-school kids don't have the experience, and math skills to develop a bomb proof crypto when they're just coming out of diapers, this is a multi-discplinary field, and what BUTERIN did is that he was first, and got a following, but his code ( REV 1.0 ) has no future.