Bear this in mind that coinbase or any other cryptocurrency wallet or exchange is hundred percent safe to store money.
Given the rest of your post, I assume you missed out a word here and meant to write "is
not a hundred percent safe".
OP - no online wallet is safe. The only funds you should be storing at an exchange are funds that you are actively trading, and I would recommend against using online wallets for any other reason. There are too many things that can go wrong. Yes, a strong password and 2FA will protect your log-in, but they are not infallible, and hacks still happen. The exchange/service itself can be hacked and you lose your coins. They can exit scam and you lose your coins. They can become insolvent and you lose your coins. They can lock your account and you lose your coins. You get the idea.
A desktop wallet like Electrum is a step up and relatively easy to set up, but a hardware or paper wallet is what you should be aiming for for the bulk of your coins.