I think the BTC card is what Neo-Bee are trying to do.

If you deposit BTC in your wallet and it is available then when you swipe your card it only takes seconds (I am guessing).

This!
Maybe you should change the title to debit cards

Points you left out:

1. Credit card companies make money on interest, and can provide rewards programs to customers.  Bitcoins can't.  Advantage - Credit Cards.

2. Credit cards allow someone to know how much money they can spend.  Bitcoin prices are volatile, and need to be converted back to USD to determine their value.  Advantage - credit cards.

3. Theft and fraud - Someone steals my credit card, and the bank is SOL as long as I report it when I notice it.  Someone steals BitCoins, the owner is SOL.  Advantage - credit cards.

Points you're taking an awfully biased approach on.

1. Your chargebacks point is horribly limited in scope.  As a consumer, I prefer the charge back over the non-charge back option.  Consumer Advantage - credit cards.  Business advantage - depends on whether or not the business is large enough to operate their own credit card and earn the interest/fees associated with this.

2. Time of transaction - A pending transaction with a bank is slightly more reliable than a pending transaction with a random person.  For online purchases (excluding instantaneous downloads), it may not be an issue, but this would never work in retail stores, or for online products that people would instantly receive.

Why is this a problem?   Consumer flash memory devices that can hold 16G can be found for less than $10.  This eventually gets cheaper.   Mass produced devices can hold a ROM of the current history of the blockchain for even cheaper.

Read Satoshi's original paper, chapter 7:

https://bitcoin.org/bitcoin.pdf

Explains how to prune the blockchain, to about 5MB/year. (removing transaction hashes, only keeping the merkle root hash in the end)
Now we just have to wait for devs to implement it!

Bandwidth is another thing.. Come-from-beyond has a good point, but if internet speeds keep rising, I personally think by the time BTC gets to 10000transactions/s this will be high enough.
A lot of home connections are already able to easily keep up with that speed.

Where can I donate more tin foil to your cause?   

Confirmation speed, transactions per second, volatility, non-reversible payments, and absence of credit... not there yet.

I love the idea of non-reversible payments, but it represents a major transition for consumers. Consider the most successful Bitcoin markets, black market sites, and their reliance on escrow. Although reversible payments can be a source of fraud, they are also used for consumer protection. I see the fraud limiting aspect of non-reversible payments benefiting sellers more than buyers. Mass scamming is incredibly easy for merchants, in absence of consumer protection. FE (finalizing early: releasing funds from escrow before the exchange of goods or services has been completed) has been a cornerstone of fraud in many marketplaces.

Credit is also valued by many people. It is out of philosophical alignment with the Bitcoin community, but not the majority of consumers.

Affecting cultural change is just as vital as making technical improvements. Bitcoin also does not have a stellar reputation, yet, and that is part of the change that needs to occur.

Beyond just 'can Bitcoin replace X?', clearly explaining why Bitcoin is better than X is necessary. Libertarian platitudes do not hold widespread traction.

Does Bitcoin offer a better end-user experience than a Starbucks mobile payment app? Mass adoption includes those users.

I think Bitcoin has potential to be enormously successful---without immediate need to overthrow and replace alternate payment systems.

Incorrect. The amount of money/time needed to fool the network with a 'fake' transaction is worth way more than the $5 coffee your trying to buy. Even if you are buying something like a massive house for a million dollars, if you cant wait 10-30min for the transactions to confirm then you have some serious priority issues.

Also a 'faster' network will need more confirmations to be as secure as a 'slower' network. Ex: a network with 1min block times vs bitcoin with 10min block times: The faster network would require 10 confirms to be as secure as 1 confirm on the bitcoin network.

EDIT: I also believe that the time to actually transfer funds with a credit card in in the area of weeks, not seconds. The merchant has to sit on the transaction for a pretty long time before they actually get money from the CC company.

Bitcoin wouldn't replace the credit card because no merchant in their right mind would forgo payments in USD for BTC with BITC's price volatility.  Are you guys serious?  BTC behaves more like a commodity or store of value than a currency.  Everyone hoards it.

Bitcoin is not legally regulated and can not be used as a means of payment