I love this. The DCA approach is just an approach, there are many other approaches to invest wisely, the main consideration is for the asset to be trusted. Thankfully, Bitcoin is a trusted asset and investing similarly to what you explained helped me mainly between 2022 and 2023, and part of 2024.
What I did was to convert almost all the money in my bank account to Bitcoin, I only reserved about $100 (after conversion), it was crazy

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I continue to deposit about 85% of any money that enters my account into Bitcoin those years. I practically made Bitcoin my true saving account and it even helped me to avoid unnecessarily spending for I was so determined to do it until a point in 2024. I am happy about this approach today because I wouldn't have done more if I only stuck to a DCA approach.
Sure, there is nothing wrong with front-loading your BTC investment, when you are able to, yet not everyone is in a position (either financially and/or psychologically) to front load their bitcoin position. They also might not have good cashflow management skills in place to just jump straight into bitcoin with seemingly high allocations that might be appropriate for your situation, yet less appropriate for others, including that many folks have difficulties even saving/investing 10% of their income, so sometimes they may well need to walk before running to merely get used to setting money aside for investing/saving, whether in bitcoin or otherwise.
Personally, I suggest that beginners to bitcoin can come in with 5% to 25% of their income into bitcoin, yet they surely have to figure out if even my own recommended range works (and is appropriate) for their personal circumstances, and in the end each person is responsible for his own choices of both whether to invest in bitcoin and how much, and surely many of us suggest to get off zero and to get into some kind of a beginning range (such as 5% to 25%), yet there still is an overwhelming majority of normies who are still stuck at either zero or very low levels of allocations to bitcoin.
I agree with this although it may not be a problem for some people to buy the money they have even up to 50 percent or even 85 percent as stated earlier if they can afford it but in the end not everything can be done impulsively like that because especially for those beginners who have just joined the investment, Although sometimes things for beginners they prefer to do with an action where they will buy without thinking because their confidence and enthusiasm are still very large but in the end with all the risks they have actually let about 85 percent bought directly from the beginning it becomes a very difficult choice in the end because we still have to continue living life and we must realize that the focus of investment is for the long term so that when we put 85 percent for investment and the remaining 15 percent for daily life needs before we get back income from income or salary it is too risky in the end.
Essentially, what you seem to be suggesting is that what EarnOnVictor is not being very representative of what normal people would do in similar circumstances, and so most likely we have to take what EarnOnVictor is saying that he did with a considerably decent sized grain of salt, including that he has been frequently proclaiming to be engaging in trading kinds of strategies rather than investing strategies, and he is also proclaiming that he bought BIG at the bottom of our BTC price timeline, and perhaps is going to imply that at some point he is going to sell BIG at (or near) the top, yet he is not even really announcing as he goes and he poo poos the idea of DCAing, including acting like normal guys can figure out in advance what the BTC price is going to do, and to attempt to provide himself as evidence of how guys can be smarter than the market (or see BTC price moves in advance).
A more realistic perspective continues to be that an overwhelming majority of normies don't have time to be trying to figure out whether the BTC price is going to go up, down or sideways, so they are going to tend to be better off to just continue to ongoingly, consistently, persistently, and perhaps even aggressively investing in bitcoin through buying only techniques and just allow one or two cycles to play out and to see where there are at after investing by buying into bitcoin for a couple of cycles or more depending on their own cashflows and/or their abilities to front load their bitcoin investment, and again an overwhelming majority of folks do not have great abilties to frontload their BTC investment, so they just have to frontload in moderation from time to time when they are able to, since an overwhelming majority of normies are not going to tend to have a lot of cash that they can advance towards bitcoin or any other investment.
We have to take with decently large grains of salt when guys are proclaiming that they made ingenious trades, including that so much of the time during our 2024 stagnation between $55k and $70k, EarnOnVictor was relatively ambiguous in what he was suggesting that guys do, including ongooingly proclaiming vague BTC trading ideas, when in retrospect we can largely recognize and appreciate that it would have had been way better (especially for newbies) to have had stayed focus on their ongoing, persistent and consistent BTC accumulation (through buying) during that $55k to $70k-ish time..
- in which it still seems to be the case now for guys who have
not accumulated enough BTC they need to be continuing to focus on ongoingly buying bitcoin rather than bragging about their profits if they happen to be in profits, which seems to be EarnOnVictor ongoing sometimes seemingly subliminal message.
I anticipate that in the future, after bitcoin had already dropped 50% or more, EarnOnVictor will probably chime in and proclaim that he sold much if not all of his BTC at or near the top... whether true or not.. who knows? and who cares? he is likely coming into investment threads like these in order to distract guys (especially newbies) from what should be our focuses on continuing to build our BTC stack through ongoing buying and to not get distracted into selling that may or may not end up working out to buy BTC back at lower than prices that we had sold - if we are so dumb to be fucking around with those kinds of attempts that largely involve prematurely selling our BTC stash prior to sufficiently and adequately building it up.. which may well take a couple of cycles, depending on how able we might be to front load our BTC investment or if we might mostly be limited towards investing in more incremental kinds of DCA ways with somewhere in the ballpark of 5% to 25% of our income, depending on our circumstance.
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At a longer term, those traders who sell across seasons are always laced with regrets that they sold off many BTC too soon and denied themselves the compounding effect and good profitability that comes with being a long-term holder.
A lot of times traders will sell too many too soon, so they won't even end up selling at or near the top, they will also put themselves in a mindset that they are looking at the short term dollar value, and so they are not even close to buying as aggressively as they could do or that they should do. They will also likely fail to sufficiently buy at or near the bottom because they are waiting for more bottom that may or may not come.
It is possible that they could end up outperforming longer term bitcoin investors, yet it is quite doubtful because they lack focus, which is the ongoing, persistent, consistent and perhaps even aggressive buying of BTC that provides the certainty of increasing the BTC stash. .and even if they pay lip service towards believing in bitcoin, they really don't, since they are too busy focusing on dollar profits, which in the long run they likely end up with way less dollar profits because they failed to stay focused on accumulating bitcoin.
Group A: Guys who focused on accumulating BTC
between 2012 and 2016 may well have anywhere between 50x (average costs of $2k per BTC) and 2,000x (average costs of $50 per BTC) profits depending on how many mistakes that they may have had made along the way and also how aggressive that they may have had been able to be towards the beginning of their investment (to frontload it), and so it can be difficult to rationalize why the guys who had mostly been accumulating during that time would have had needed to achieve more profits from trading their BTC rather than just remaining hunkered down and riding their BTC stash through ongoing accumulation of BTC.
Group B: Similarly .... Guys who focused on accumulating BTC
between 2016 and 2020 may well have anywhere between 10x (average costs of $10k per BTC) and 100x (average costs of $1k per BTC) profits depending on how many mistakes that they may have had made along the way and also how aggressive that they may have had been able to be towards the beginning of their investment (to frontload it), and so it can be difficult to rationalize why the guys who had mostly been accumulating during that time would have had needed to achieve more profits from trading their BTC rather than just remaining hunkered down and riding their BTC stash through ongoing accumulation of BTC.
Group C: Now we have guys who are more recent accumulators and Guys who focused on accumulating BTC
between 2020 and 2025 may well have anywhere between 2x (average costs of $50k per BTC) and 10x (average costs of $10k per BTC) profits depending on how many mistakes that they may have had made along the way and also how aggressive that they may have had been able to be towards the beginning of their investment (to frontload it), and so it can be difficult to rationalize why the guys who had mostly been accumulating during this more recent time would have had needed to achieve more profits from trading their BTC rather than just remaining hunkered down and riding their BTC stash through ongoing accumulation of BTC.
Group D: Now we have guys who have just gotten into bitcoin and may well be focusing on accumulating their BTC mostly
between 2024 and 2029 may well have still unknown profits and average costs per BTC anywhere between $50k per BTC and perhaps even $300k per BTC or more.. .. we cannot be sure what the average costs are going to end up being after 4 or more years of BTC accumulation.
From the above examples, we can see that the longer that any of us has been in BTC, then the more likely that we would have had been able to accumulate our BTC at average costs that are lower, yet we still may well have to keep our heads down and continue to focus on accumulating BTC through ongoing, persistent consistent and perhaps even aggressive buying, rather than losing our focus.
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Accumulating bitcoin in the bear season alone will not guarantee you a bigger profit in your bitcoin investment; the things that will determine how big your profit in bitcoin investment will be are how much money you have invested in bitcoin and how long you were able to hold your bitcoin.
Many times, an overwhelming majority of us (except those who think that they are smarter than everyone else) are also not going to know in advance if we are in bear season or not or if bear season is coming in the future.
Any of us may well be able to look back, after the fact, and see when bear season happened to have had been and how such bear season had ended up playing out, but that "after the fact" information is not going to do any of us very much good when we should have had stayed focused on ongoing, persistent, consistent and perhaps aggressive accumulation of cornz all along the way.. whether bear season, bull season or otherwise.. especially in our first whole cycle (and perhaps even more than a whole cycle?) of accumulating BTC.
Interesting discussion that I have read from various responses.
For me, the investment that we make is primarily for the future of our children/ that is my main focus. Apart from the ideas suggested in some responses, of course investing in bitcoin is a new area for me in changing course from before. I mean I used to invest regularly in Gold and now I have switched to bitcoin because I am satisfied with my gold ownership and I am targeting further satisfaction in bitcoin and maybe that will take decades to come.
Believe me changing life is sometimes difficult, but we have to be able to follow the trends of the times, now is the modern era where Bitcoin is superior and many countries have adopted it, therefore I have numbered 1 investment for bitcoin compared to others.
It is clear that there are still many people who doubt bitcoin, but that is their right, they are late because they lack knowledge of the rapidly growing industry.
I also still make DCA the main choice besides lumpsum. There are many benefits for me and maybe it needs a longer explanation if it has to be explained.
I just want to say, don't forget to buy and don't sell your btc to america because trump wants to buy more btc from weak hands. Hold for the long term is better and make it as an old age investment is also better. The choice all depends on each individual and the main focus is the form of concentration in accumulating routinely.
Well I had not realized that you had experience accumulating gold, and surely with your looking more into bitcoin, you have likely come to realize that bitcoin is likely close to 1,000x better than gold in terms of various monetary properties, even though it could take 50-200 years or longer for the fair valuation to iron itself out in the market - and at the same time, bitcoin has been eating gold's lunch in the past 10-ish years or longer, so any of us trying to pay attention to real matters should be able to recognize so much relative disadvantage in regards to continuing to hold onto gold (if any of us might have had maintained some of those practices).
Sure, you might live in a location in which there is some practicality in exchanging gold, which could justify holding more of it, yet if you are holding any more than 10% of the value of your bitcoin in gold, you are likely living in a fantasy world... and you likely should be figuring out ways to regularly allocate out of gold whether it is failing/refusing to continue to stock gold or perhaps slowly selling some of your gold stash while simultaneously increasing your bitcoin holdings. Details of how to reallocate can sometimes have varying individualistic obstacles that might need to be figured out and tailored to your own situation... but yeah, hopefully you both recognize what is good for you and how to accomplish any necessary reallocation away from gold and into bitcoin... and sure, ultimately the choice is yours whether you do the right thing or not, you are the one who is responsible for if you stay in gold, reallcoate into bitcoin or some other variation of how you choose to act (and non-action can also have meaningful/significant consequences).