So why have an emergency fund in the first place if you are just going to invest in at the end of the day, true enough the emergency fund is usually gotten from the discretionary income same as your investment but you need to understand that this is done for a reason, if the emergency was good to invest with the weather wouldn't be wasting time saving the money for emergencies when we can just throw everything into building up our bitcoin investment, at the end of the day if you have saved up for 4 months worth of emergency fund and then you decide to invest then wouldn't it have been better (profit making- wise) to just pour everything into investment right from the start rather than wasting all that time calling it an emergency fund only to start DCAing it now or even using it to buy the DIP.
Then about the bold part, you will pull out your emergency fund from your investment if you run into an unforeseen circumstance??? That again begs the question of why invest in the first place with your emergency fund? Let's think about your plan for moment, you put in you emergency fund into bitcoin investment, the price DIPs to about 20% and then comes up an unforeseen circumstance which then leads you to pull out your emergency fund which really means selling you bitcoin in order to get your emergency fund back, you would have sold at a loss of 20%, that's alot especially since the whole senerio could have been avoided if you had actually treated your emergency fund like an emergency fund.
First off, we are not discussing about the rise and fall of the dollar rate, this is a bitcoin thread so it would be better to stick to bitcoin and only reference the dollar when necessary the same way a shitcoin should only be referenced when necessary so as to avoid confusion on what's actually being talked about. If you are a trader then you have to monitor the market closely since your profit or loss depends on it, I think (because I'm not really sure how it works with trading) but for investing, monitoring the market is a bother that should be avoided because you probably only monitor to market to look for a good time to enter and as far as bitcoin investment is concerned every time is a good time to enter.
Buy with enough capital like Lump sum purchase or??? I'm not sure I understand your point here, it's all too confusing and then knowing the DCA before buying still sounds like you are talking about knowing the market.

You mean bitcoin or dollar? Why monitoring the market closely did you plan to sell when there is an increase in BTC price? There is nothing bad watching the market but it shouldn't be done constantly as long term investor you don't regularly need to be monitoring the market all the time since u never plan to sell premature and you should also know that bitcoin is volatile that's why you see it go up and down so your focus shouldn't be on the market but how to be buying more bitcoin.

You can buy bitcoin with enough capital if that is your discretionary income which is the lump sum strategy, you can also be buying consistently using the dca strategy weekly or monthly and hodl.

Tampering an emergency funds for something that is not an emergency is wrong. Just as the name implies "EMERGENCY". It is meant to cover up expenses that may arise due to unexpectedly in the future. And yeah, as long as we we have an emergency fund it will save us from tampering our portfolio when those needs arises.

I understand most investors try to be aggressive. However, if they want to be aggressive more into accumulation, it is better if they go get another high paying job, or work extra time, in fact anything that can earn them extra income so that their discretionary income will he large. Using funds kept for emergencies shouldn't be an option IMO.

You are right here and I also share the same sentiment with you bro, emergency funds should only be tempered with when their is a real life emergencies that threatens your Bitcoin investment, not used to accumulate or sort out some needs that doesn't threatens your Bitcoin holdings.
Being aggressive in your Bitcoin accumulation is not a bad thing if you ask me, it's a very good practice that will make your stash of Bitcoin grow faster especially if you are still lagging behind in your accumulation journey, but it should be done within the confinement of your discretionary income, so that you wouldn't have problems.

Lastly, their is a saying that excess of everything is bad, if you are accumulating Bitcoin aggressively and you are not over doing it or go all in on your investment, then you will be fine, because what's put Bitcoin Investors in difficult state is over doing it to the extent that it became a challenge in meeting up to some basic needs, so if it can be done within the confinement of your discretionary income, then you will be fine.

Isn't it better to have a dollar in your pocket than to have nothing? Now if every person wants to invest in Bitcoin with discretionary income, then maybe he will delay it too much or he will never be able to invest in Bitcoin because not everyone has a lot of discretionary income. Everyone wants to invest in Bitcoin to protect their money from inflation and to earn good profits from savings. Since Bitcoin is a long-term investment process, now the question is how can a person make his Bitcoin investment sustainable? To make Bitcoin investment sustainable, he must invest from discretionary income.
For example, suppose a person's discretionary income is $100 per month, then he can invest $70 in Bitcoin from there.
Again, suppose a person's monthly discretionary income is $1000, then he can invest $600 in Bitcoin from there.
Maybe after 10 or 15 years, the Bitcoin portfolio of the person who invested $600 per month will be healthier than the one who invested $70 per month in Bitcoin, but both of them will be able to benefit from it.
Therefore, if there is a reasonable income at the beginning of investing in Bitcoin, without thinking too much, then no matter how small it is, you should start investing using the DCA method.

Investing with an emergency fund means throwing away the financial safety net for unexpected times and therefore when you do not have an emergency fund and you face an emergency, then your financial situation will be more very bad. No one knows when you will suddenly need money for medical treatment, accident or any other emergency, so using emergency fund for investment is a big risk, as a result, it will become very difficult to handle unexpected situations, due to which you may have to face more losses. So you have to be careful, do not have an unrealistic mindset towards investment, here you have to invest carefully considering the ability, so that you do not have to decide to sell your holdings in a bad situation.

you can point out dozens of flawed knowledge about bitcoin from his statements which are clear indicator that he is yet to understand how bitcoin works. in the first place, you can not talking about the importance of buying with the DCA method and at the same time talk about monitoring the market. DCA by itself means that you are not going to monito the market but rather that you are going to have an accumulation plan that you are bent on sticking to.

The fact that newbies tend to see monitoring the market as one smart move tells of why newbies investors find it hard to get started in their investment because they always feel that the next waiting point is going to present a better buying opportunity for them. if only they knew that every time you wait and procrastinate buying, you are doing yourself a disadvantage and might miss out on a good buying opportunity. those that were skeptical about buying when the price of bitcoin was below $115k would be regretting now seeing that in less than a month, we are currently witnessing bitcoin going really up the moon.

I find it difficult to comprehend everything you have said here but if i may get you correctly you are trying to say that one can invest his emergency fund which is a very wrong way to invest, if you use up your emergency funds to invest then when you have money matters that requires urgency how will you get money to attend to it, are you going to sell part of your holding to sort it out? it is totally a very wrong idea to invest your emergency funds because it must remain in fiat so that anything money issues that requires immediate attention like health issues, you will use that money that you have set aside in case of urgency to manage such situation. Never you go with the idea of investing your emergency funds along if not you will end up selling your bitcoins too soon when urgent needs arise.

The two points you have highlighted are indeed accurate. In fact, our emergency fund should not be used for any investment purposes. When the emergency fund is used for investment, if we later need money for an emergency and do not have it in hand, we will have to invest and sell the bitcoins that were in the holding. For this reason, I also never use the emergency fund for investment as it is best to reserve it for unexpected emergencies that may arise in our daily lives.